FAST, SAFE & SECURE

Interac payment is amongst the fastest, safest and securest online. Instead of entering personal information into the Farmacy website, you will be taken to your online financial institution. Once you have completed the Interac payment process, you will return to the Farmacy website to confirm your order.

How Interac Online works

When you choose to pay with Interac Online, you will be guided through these simple steps when you’re ready to checkout:

  • Our checkout page will redirect you to the InteracOnline gateway page, prompting you to select your financial institution.
  • Login to online banking and select the account you want to pay from. You will be prompted to confirm the payment amount.
  • Upon confirmation of your payment through your financial institution’s secure online banking, you will be returned to our checkout confirmation page, where your order will be processed.

ACCEPTED FINANCIAL INSTITUTIONS

The following financial institutions are currently offering the Interac Online service:

NOTE: If your card has the Visa or Visa Debit logo you will have to pay using e-transfer.

KNOW YOUR CARD

NOTE: If your card has the Visa or Visa Debit logo you will have to pay using e-transfer.

PRIVACY AND SECURITY

When you pay for your order with Interac Online, none of your financial details, such as online banking information, is shared with us or any third parties. Your payment is completed through your financial institution, who settles with the us using established and secure banking procedures.

Interac Online also helps you better manage your finances. You pay immediately using available funds from your bank account, unlike credit cards where you may owe more later.

Frequently asked questions (FAQ)

What if I don't use online banking?
Members must be registered for online banking to use the Interac Online Payment service. If you attempt to use the Interac Online payment option but do not have access to online banking, your financial institution may give you the option to register for web banking right away. Once registered, you will always be provided a link back to our website.
Why do I have to leave this website to pay?

One of the main benefits of the Interac Online Payment is the separation of shopping and paying.

Once you, the member, are ready to pay you will be taken to your financial institution to make the payment. This ensures you will not have to enter any account information on our website. Many studies show that members are concerned about sharing financial or account details with online merchants.

In the Interac Online Payment flow, your web browser will be automatically directed back to our website once the payment is made.

In the event that you, the member, are unable to, or decide not to authorize the payment in online banking, you are still returned to our website.

Is there a limit to how much I can spend?
Please contact your bank to inquire about your limits.
How much does it cost to use Interac Online?

Your Interac Online payment is handled by your Financial Institution, so fees, if any, would be levied by your Financial Institution. Farmacy charges zero fees for the purchase transaction. Contact your Financial Institution to inquire about any fees applicable to your Interac Online payment.

What if I don't have online banking?

It is easy to get access to online banking. Contact your bank or visit their website to inquire about signing up.

Why doesn’t my co-badged card work with Interac Online?

A co-badged card is easily recognized by the logos on the bottom right corner. If you see the Interac logo along with the logo of a competing payment brand, you own a co-badged card.

While your co-badged debit card still enables you to use Interac Debit to shop at point-of-sale and access funds at ABMs, it now uses a competing network for online payments, instead of Interac Online. This was a decision made by your financial institution. As such, inquiries about the removal of Interac Online functionality should be directed to your financial institution.